The Benefit CAP 

What is the benefit cap?

The benefit cap is the limit on the total amount in benefits that most working-age people can claim.

It is a limit that is set by Government.

The total amount you can claim in benefits from autumn 2016 is:

  • £385 per week for single parents and couples with children
  • £258 per week for single people

Your housing benefit or universal credit will be reduced so that you don't get more than the benefit cap limit.

 

Who will be affected?

The benefit cap applies to income from the following benefits:

  • Universal Credit (UC)
  • Housing benefit (unless you live in supported housing)
  • Income support (IS)
  • Jobseeker's allowance (JSA)
  • Employment and support allowance (ESA) (unless you are in the support group)
  • Child benefit  
  • Child tax credits
  • Maternity benefits and bereavement benefits paid by the Department for Work and Pensions
  • Severe disablement allowance

Could you be exempt?

If you get any of the following benefits you may not be affected by the benefit cap:

  • DLA/PIP (Under 65)
  • Attendance Allowance (Over 65)
  • ESA support group
  • Industrial Injuries Benefit
  • You are a pensioner or receive War Widows’ pension
  • Working Tax credits
  • Carers allowance - if you are receiving this for someone, even if they don't live in your household
  • Guardians allowance

If you are affected by the benefit cap, this means the money you have coming in will be reduced. You will need to make some changes to your spending pattern.

Visit our budgeting section here to help you do this.

Need help?

Want to discuss your situation?

Contact our friendly Financial Responsibility Team:

T: 01935 404050

E: financial.responsibility@yhg.co.uk